Author: Kendall Eckles

With over a decade of experience in the mortgage industry, Kendall Eckles is dedicated to making the home financing process seamless and stress-free. Whether working with first-time homebuyers, homeowners looking to refinance, or experienced investors, Kendall provides expert guidance and personalized solutions tailored to each client’s goals. By leveraging deep market knowledge and a broad lender network, Kendall helps clients secure competitive rates and favorable loan terms while working closely with Realtors to ensure smooth, efficient closings. Kendall’s expertise spans a wide range of mortgage products, including Conventional, FHA, VA, Jumbo, and nonQM. His focus on transparency, fast approvals, and efficient closings helps clients feel confident and informed throughout the entire process.

Is Your Title Production Process Creating the Problem? Four Ways to Reduce Friction and Boost Efficiency

After more than a decade in the mortgage industry, I have seen just about every hiccup that can slow down a closing. From document delays to miscommunication between parties, there are plenty of places where things can go sideways. But one area that often gets overlooked is the title production process itself. Here is the […]

Ugly Snowball Selling Thanks to Oil and Inflation Data: What It Means for Your Mortgage

If you have been watching the financial markets lately, you probably noticed things got pretty ugly. As someone who has spent over a decade helping clients navigate the mortgage landscape, I can tell you that days like we just experienced are exactly why understanding market dynamics matters when you are planning to buy a home […]

Mortgage Rates Drop to Week’s Best Levels: What This Means for Your Refinance

After spending the first part of this week watching rates creep toward their highest levels in over a year, Thursday finally delivered some welcome relief. Mortgage rates dropped back to the week’s best levels, and if you have been sitting on the fence about refinancing, this is exactly the kind of movement worth paying attention […]

The Missing Step in Real Estate Marketing Is the Reply: How to Turn One-Way Outreach Into Real Conversations

After more than a decade in the mortgage industry, I have learned that the most expensive marketing mistake is not a bad ad or a weak headline. It is silence. You send the email. You post on social media. You drop the flyer. And then you wait. Nothing comes back. No questions, no calls, no […]

What the Latest Mortgage Industry Acquisition Means for Homebuyers in 2024

The mortgage industry never stands still. Just when you think you have a handle on the landscape, another acquisition reshapes the playing field. The latest news involves an $8.5 million deal that closed on August 19, bringing in house origination, underwriting, and funding capabilities across 38 states plus Washington D.C. As someone who has spent […]

No Major Reaction to As-Expected CPI: What This Means for Mortgage Rates Today

No Major Reaction to As-Expected CPI: What This Means for Mortgage Rates Today Sometimes the most boring economic reports are actually the best news we can get. Today’s Consumer Price Index release was about as uneventful as it gets, and honestly, that is exactly what the mortgage market needed right now. After more than a […]

Esoteric Forex Drama Blasts Bonds: What Friday’s Unusual Market Movement Means for Your Mortgage

If you have been watching mortgage rates lately, you probably noticed something unusual happened on Friday. And when I say unusual, I mean the kind of market movement that even has seasoned mortgage professionals doing a double take. Let me break down what happened and, more importantly, what it might mean for your home financing […]

Highest Mortgage Rates in Over a Year, But There’s a Silver Lining Worth Considering

Let me be straight with you: mortgage rates moved higher again today, and that is not the news any of us wanted to hear. Our daily 30-year fixed rate index climbed from 6.77% yesterday to 6.85% today, marking the highest level we have seen since June 23rd, 2025. Before you let that headline sink your […]

Why Real Estate Agents Should Stop Comparing Gross Commission Income

Over the past decade in the mortgage industry, I have worked alongside hundreds of real estate agents. I have seen careers take off, watched agents build incredible businesses from scratch, and unfortunately, I have also watched talented professionals burn out or make choices that set them back years. One pattern keeps showing up among agents […]