The E Mortgage Capital Blog

The Mortgage Playbook

Expert guides, rate updates, and real talk on home financing, written by people who actually do this every day.

Straight from our loan officers

  • Rate & market updates
  • Home buying guides
  • Expert mortgage tips
  • Borrower success stories

Mortgage Applications Give Back Some of Last Week’s Gains: What It Means for Buyers

After a strong showing the week prior, mortgage applications took a step back as rates responded to fresh inflation data and shifting geopolitical headlines. As someone who spent over a decade as a...

Mortgage Rates Stage Decent Recovery of Post-Fed Losses: What Refinance Borrowers Need to Know

After a challenging day in the mortgage market yesterday, I have some encouraging news to share with those of you considering a refinance. Mortgage rates have staged a meaningful recovery from the...

Perfectly Acceptable Conclusion to a Potentially Volatile Week: What It Means for Your Mortgage

Well, folks, we made it through another week in the mortgage markets, and honestly, it turned out better than many of us expected. With the Juneteenth holiday closing markets on Friday, Thursday was...

Bonds Starting Weaker Despite Lower Oil and EU Bond Recovery: What It Means for Mortgage Rates

After spending more than 20 years in the mortgage industry, I have learned that the bond market can sometimes behave in ways that make you scratch your head. This week is one of those times. If you...

Mortgage Rates Bounce Back Toward Recent Highs: What Refinance Borrowers Need to Know Now

If you have been keeping an eye on mortgage rates lately, you might have noticed something frustrating happening this week. After a brief improvement last Thursday that gave many of us hope for...

What’s Up With Bonds Decoupling From Oil and What It Means for Mortgage Rates

Hey there, future homeowners and curious readers! If you have been keeping an eye on the financial news lately, you might have noticed something a little unusual happening in the bond market. For the...

Re-Coupling and Range Consolidation: What Today’s Bond Market Means for Your Mortgage Journey

Hey there, future homeowners and mortgage friends! Gary Gass here from E Mortgage Capital, and I want to dive into something that has been happening in the financial markets this week. I know what you...