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Author: Nancy Bayat‎

As a Branch Manager and licensed Mortgage Loan Originator based in Nevada, I bring over 26 years of experience and $4B+ in funded transactions helping homebuyers, veterans, and real estate investors secure strategic financing. I lead the Nevada branch of E Mortgage Capital, doing business as Amerify, delivering speed, communication, and execution. I specialize in VA loans and multi-state investor financing, supporting purchases, refinances, and portfolio growth across 43 licensed states. We offer conventional, FHA, jumbo, and reverse mortgage solutions with competitive rates and flexible underwriting. If you're exploring VA loan options or financing across multiple states, reach out for a tailored mortgage strategy.

Non-QM Purchase Loan Funds for Durham, NC Townhouse in 38 Days

Townhouse in Durham, NC

Non-QM 30 year fixed loan closes on Durham NC townhouse. Learn how this flexible mortgage program works for buyers who need alternatives.


E Mortgage Capital

E Mortgage Capital, Inc. is a full-service mortgage company that offers extensive options for residential mortgages, with quick service and leading rates

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Equal Housing Lender Equal Housing Opportunity Better Business Bureau Accredited Business, A+ Rating

©2026 | E Mortgage Capital, Inc, DBA E Mortgage Capital | NMLS #1416824 | For licensing visit: http://nmlsconsumeraccess.org/ | 3750 S Susan Street, Santa Ana, California 92704 | (855) 569-3700 | Not affiliated with any government agency. For Advertisement Purpose Only. This is not a commitment to lend. All loans are subject to underwriting approval. Terms and Conditions apply. Not all borrowers or properties will qualify. Rates, terms, programs, and availability are subject to change without notice, and may not be available in all states. Other restrictions and limitations may apply. E Mortgage Capital, Inc. is licensed to conduct business in the states in which it operates. For licensing information and consumer access, please visit www.nmlsconsumeraccess.org. Equal Housing Lender. | SEO Directory

E Mortgage Capital, Inc. is an Equal Opportunity Employer and does not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability, or any other protected class. All Rights Reserved.

By refinancing your existing mortgage, your total finance charges may be higher over the life of the loan.

Debt Consolidation is taking your high-interest debt and rolling it into a lower-interest mortgage loan. By refinancing your existing mortgage, your total finance charges may be higher over the life of the loan.

Not affiliated with any government agency.

The information provided by this payment estimators or mortgage calculators is intended for illustrative purposes only. The calculated results shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional. E Mortgage Capital, Inc is not responsible for the content and/or accuracy of rates, APRs or any other loan information factored in the calculations.

Certifications for EMC Loan Officers and/or brokers are internally issued by E Mortgage Capital and do not extend beyond the organization. Certification is granted after a predetermined number of loans of the applicable type have been successfully completed and funded.

For reverse mortgages the borrower must meet all loan obligations, including living in the property as the principal residence and paying property charges, including property taxes, fees, hazard insurance, homeowner's insurance and ongoing maintenance (which may be substantial) in accordance with FHA requirements. We do not establish an escrow account for disbursements of these payments. Failure to meet these requirements can trigger a loan default that may result in foreclosure. The loan must be paid off when the last borrower, or eligible non-borrowing surviving spouse, dies, sells the home, permanently moves out, or does not comply with the loan terms.

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