Author: Brandon Laguatan

Brandon Laguatan has been a dedicated professional in the mortgage industry since 2019, bringing a strong background in leadership and operations across multiple industries. Known for his efficiency, organization, and client-first approach, Brandon focuses on making the loan process smooth, transparent, and results-driven. He joined E Mortgage Capital in 2023, where he continues to help clients navigate home financing with confidence and clarity. A California native, Brandon’s upbringing around skateboarding and surfing shaped his resilience and adaptability—qualities he brings into every transaction. Outside of work, he enjoys staying active through surfing in the summer and snowboarding in the winter. Brandon is deeply committed to helping families across the country save money, build wealth, and achieve long-term homeownership goals.

Is Non-QM the Modern-Day Cinderella of Mortgage Investments?

For years, non-QM loans sat quietly in the corner of the mortgage industry, often misunderstood and overlooked by mainstream lenders. But just like the classic fairy tale, this once-underestimated financing option is having its moment at the ball. With industry analysts projecting securitization issuance could reach $100 billion and recent quarterly records shattering expectations at […]

I Asked Seven AI Engines for a Mortgage Recommendation. The Results Looked Surprisingly Old-School.

A few weeks ago, I decided to run an experiment. I wanted to see what would happen if someone in Knoxville, Tennessee searched for a DSCR loan recommendation using the most popular AI platforms available today. So I queried seven different AI engines with the same basic question about finding a DSCR lender in that […]

Mortgage Rates Drop to Lowest Levels in Over 2 Weeks: What Refinance Borrowers Need to Know

If you have been waiting for the right moment to refinance, today might be the signal you have been looking for. Mortgage rates just dropped to their lowest levels in over two weeks, and as someone who has been helping families across the country navigate home financing since 2019, I can tell you that windows […]