Author: Brandon Dillard

Meet Brandon Dillard, an independent mortgage banker with E Mortgage Capital and a Top 1% loan originator nationwide by units. Recognized as a 2026 Scotsman Guide Top Originator, Brandon has been helping clients win in real estate since 2019. With experience across banks, direct lenders, and the wholesale channel, he brings a strategic edge—offering access to competitive rates and tailored loan solutions. Brandon specializes in residential, investor (DSCR, fix & flip), commercial, and construction loans. Known for clear communication and fast execution, he simplifies complex deals and keeps clients informed every step of the way. Whether you're buying, investing, or leveraging equity, Brandon delivers results.

An Uncommonly Interesting Fed Day: What Today’s Announcement Could Mean for Mortgage Rates

There are certain days in the mortgage world that feel routine, and then there are days like today. If you have been watching the markets, following economic headlines, or just wondering when might be the right time to lock in a mortgage rate, today’s Federal Reserve announcement is one you will want to pay attention […]

Cash Out Refinance HELOC in Richwood, TX: How One Homeowner Unlocked $85,000 in Equity

See how a Richwood, TX homeowner used a cash out refinance HELOC to access $85,000 in equity. Brandon Dillard shares how the process works.

Florida’s Housing Market Looks Shaky: What Orlando’s Story Means for Buyers

If you have been watching Florida’s housing market lately, you have probably seen some headlines that feel a bit unsettling. Words like “cooling,” “correction,” and “shaky” keep popping up. And while there is some truth to those concerns, especially in certain segments of the Sunshine State, the reality on the ground is more complicated than […]

Housing Market Spotlight: What the National Median Price Isn’t Telling You

When you hear that the national median home price is up or down, it is easy to assume that number reflects what is happening in your neighborhood. But here is the truth I have learned after years of helping clients navigate real estate across the country: that single number can be misleading, and sometimes it […]

Global Debt, Rising Rates, and What It Means for Your Mortgage Strategy in 2025 and Beyond

Let me be real with you about something that does not get talked about enough in the mortgage world: the massive wave of global debt that is quietly shaping the future of borrowing rates. And if you are buying a home, investing in rental properties, or thinking about tapping your home equity, this matters more […]

AI in Mortgage Lending, Oil Price Impacts on Rates, and What Home Builders Are Fighting For

If you have been watching the mortgage market lately, you know that things are moving fast. Between artificial intelligence reshaping how we evaluate loans, oil prices nudging interest rates around, and major home builders pushing back on industry practices, there is a lot happening behind the scenes that directly affects your ability to buy a […]